We specialize in tailoring finance solutions that suit your needs. We are 100% independently owned, and with access to over 20 lenders including major banks, specialist lenders in credit impairment, and private funders – we have all your finance needs covered
Home Loans
Get the home you have always wanted with the help of trusted home loan brokers in Sydney. Key Strategy Solutions houses home loan brokers in Sydney who have extensive experience in the field
Home loans are available in many different variations. There are introductory, fixed and variable rates offered by lenders, with interest-only or principal & interest (P&I) repayment methods. The fees and features offered by each lender differ and there are a multitude of variations available to suit your needs.First-time buyers need to have the right knowledge when looking to buy, from what repayments and loan options they require to suite their circumstances. They should also know how to compare loans and where to look to get an overview of the market.With access to over 20 lenders and over a hundred different loan products click the contact us button for an appointment with our home loan brokers Sydney.Standard variable loans are Australia’s most popular type of home loan. The interest rate varies throughout the loan term. These loans generally offer excellent flexibility, low fees and often offer great features such as an offset facility, redraw facility, no limits on additional repayments and in most cases, no early pay-out penalties.
First Home Buyers
Buying your first home is a rewarding experience but it can also cause a lot of stress. Key Strategy Solutions is here to help you take that big step. .
As a first home buyer, you probably have a million questions running through your head – how much do I need for a deposit? Do I qualify for a first home owner grant? What will be my monthly repayments? Do I want a fixed or variable loan?
In some cases, clients are not sure of what they want until some of the possibilities or ideas they have are brought to life as potential scenarios. We will inform and educate you on what might be possible in securing your financial future, and go through the advantages and risks of each scenario to help you make an informed decision, with a clear idea of how to manage things going forward.
Learn about our First Home Buyer Loan
Car Loans
If you are planning to buy a new car or a used vehicle, you may want to consider getting assistance from reliable car loan brokers. Work with us and gain access to more opportunities when it comes to car loans.
If you are purchasing a new or used vehicle for the family or the business you need to make sure you are getting the best deal.
The car dealer will often fall over themselves to get you into finance and there is a good reason. They can make more commission from the finance than the sale of the car. You need to investigate you options & I will help you understand the finance options and make sure you get a good deal.
Normally the easiest thing is to organise Pre-Approval finance before you go shopping, so when you find the perfect car you are ready to roll.
As your car loan broker, I am able to help with any of the below types of finance
- Personal loan
- Consumer Car Loan
- Chattel Mortgage
- Hire Purchase
- Finance Lease
- Novated Lease
Business Loans
Launching a new initiative, expanding your company, or investing in shares? Our top-notch brokers can help you in applying business loan in Sydney. We have competitive rates and flexible repayment options.
Business benefits- Repay at your own pace
- Redraw funds whenever you choose (up to the approved limit)
- Pay bills and transfer money electronically without leaving your home or office
- Save on interest costs by only paying for the funds used
For more information, book an appointment using our contact form or online chat!
Commercial Loans
Commercial loans are not as straight forward as a home loan. There are so many options that banks can help with. The problem is that each bank is different and have their own specialities and niches.
Rather than waste your time going from bank to bank lets work together to find you a solution.
Here are some ways I can assist:- Equipment or Vehicle finance
- Business loan
- Overdraft
- Residentially secured Business loans
- Commercial property loan
- Development finance
Learn about our Commercial Loan
Debt Consolidation
Do you have multiple credit card or store card debts? We could help you with your debt consolidation, and you could benefit from having just one regular repayment to manage.
- You can work out a payment plan that suits your situation
- Know when you’ll have your debt paid off with a choice of flexible loan terms
We can show you how easy it is to help manage your budget with one loan to consolidate your debt and just one regular payment.
Learn more about Debt Consolidation Loan
Refinancing
Refinancing your home loan? Whether you want to refinance for a lower interest rate, flexibility, to consolidate debt or to use equity, Key Stragety Soloutions have loan for you.
When you refinance, you may have enough equity in your home to remove some cash. To do this, your new loan must be higher than the balance of your current mortgage. Cash-out can help consolidate debt, such as credit cards. Since your refinance loan is significantly cheaper than loans from your credit card companies, you’re saving more in the long run.
There are many reasons why people refinance their home loans including:
- The option to roll all your debts into one.
- To take advantage of a cheaper interest rate or lower fees.
- To take advantage of other features offered by other products.
- To switch from a fixed to variable rate loan, or vice-versa.
- To access the equity in your home to use for renovations, holidays, other investments etc.
Finance for Renovating
Ready to make updates to your home? Renovation and remodeling loans allow you to roll the costs of repairs or upgrades into refinancing your current mortgage, or into the mortgage for the home you buy.
Start by making a plan and finding the right loan. You'll need a firm project plan, and financial flexibility to ensure you get the results you want.
Getting ready for your project
- Utilising experts
- Thinking about your finances
- Renovating to suit your house
- Staying within regulations
Using a flexible home loan
- Finding features that suit you
- Getting more flexibility with a line of credit
- Getting more help
Learn about our Home Renovation Loan
Vehicle Leasing
Leasing is a smarter business strategy when vehicles are often one of the top two or three business expenses, with operating leases offering cashflow certainty, mitigating against asset risk and operating cost budgets. Novated finance leases can also be offered to your valued employees, providing them with a tax-effective salary sacrifice vehicle option.
Equipment Finance
Lease the vehicle you need with no upfront deposit and flexible terms to match your cash flow requirements. The Bank owns the vehicle during the lease agreement.
Features- Most depreciable assets can be financed
- Terms range from two to five years
- $10,000 minimum finance lease amount
- Interest rate and repayments fixed for contract term
- Irregular or seasonal payment schedules available
Ask me for a free quote today!
Learn about our Equipment Finance Loan
SMSF Loans
IT was once the domain of wealthy baby boomers, but now younger Australians on average incomes have begun using self-managed superannuation funds (SMSFs) to invest in property. Some have realised that their current retirement strategies may not meet their lifestyle preferences when they reach retirement.
Figures show that people aged between 35 and 54 opened 61 per cent of all new SMSFs, which allow investors to roll their existing superannuation into their own fund and decide how it is invested.
Like other superannuation (super) funds, self-managed super funds (SMSFs) are a way of saving for your retirement. The difference between an SMSF and other types of funds is, generally, that members of an SMSF are the trustees. This means the members of the SMSF run it for their own benefit.
People set up their own SMSF for control, flexibility and personal investment choice. You get to decide on your fund’s investment strategy and choose what your fund invests in and like all super funds the tax rate of an SMSF is 15 percent.
You can only buy property through your SMSF if you comply with the rules.